For many low-income households, and while the real estate situation has become tense in recent years, the real solidarity lease (BRS) is a purchasing mechanism which arouses more and more interest… when it is known. This solution, created ten years ago but little used until then, has the advantage of making real estate ownership possible “for all” while fighting against speculation. In order to highlight it, TV7 and “Sud Ouest” are offering a conference on the subject, visible from this Thursday, May 2 on the southwest.fr website.
Four sector experts, Stéphane Callegaro, regional director of Axanis, Stéphane Canonne, general director of Abri famille, Jean-Baptise Darroquy, head of the commercial department of the Housing Workers’ Committee (COL), and Francis Stephan, general director of Domofrance, explain the ins and outs.
The buyer in BRS: a real owner
The conference notably recalls that nearly 92% of French households are currently eligible for this method of purchasing property. It allows you to buy a property, house or apartment, without paying the price of the land which remains the property of a solidarity land organization (OFS) making it available in exchange for a very modest rent. “Be careful, if the land is separated from the building, you should not believe that the buyer would be a sub-owner,” assure the experts.
In fact, the property totally belongs to them, the owners can transfer it, they can sell it at any time. The difference with a more “classic” purchase is that the added value of the sale in relation to the purchase price is capped so that the next purchasing household is also eligible for the BRS and therefore retains its vocation in terms of social access to real estate.